Organize Your Finances
Become a Penny Pincher
Without Compromising Your Lifestyle

I’m a penny pincher and have learned the hard way to be one. My finances used to be a disorganized mess!

I did what many young adults with credit do, maxed those credit cards out right away. That was a painful lesson in credit use, but I learned quickly and turned it around.

Cheap living was never something that was talked about when I was growing up, it was just a way of life. Money was never an issue and my mom always kept finances organized. As a family, we made due with what we had.

My parents were frugal people. We always had a garden to grow our own produce. My mom would can food for the winter and my dad would hunt wild game filling the chest freezer in the garage. We also had chickens for fresh eggs. My mom never shopped with a credit card, it was cash or check only.

How come as soon as I got my first credit cards, I maxed them immediately?

I was definitely not into frugality when I saw the purchasing power of those credit cards! My parents never talked about credit or money, so I really didn't know any better. We never wanted for anything, money just wasn’t an issue to be discussed in our house.

I learned the hard way and now utilize a credit card for purchases out of pure convenience, but pay it off monthly.

In the links below, you'll learn how to organize your finances by getting back to basics.

I will share with you how I... learned to save money, learned to live within a budget, and now love frugal living.

I know you'll love it too!